A foreigner has the right to buy an apartment in Turkey, i.e. (own real estate in Turkey) throughout the country, with the exception of.

How to buy an apartment in Turkey

Date:Sunday, June 26, 2022

A foreigner has the right to buy an apartment in Turkey, i.e. (own real estate in Turkey) throughout the country, with the exception of.

A foreigner has the right to buy an apartment in Turkey  , i.e. (own real estate in Turkey  ) in all parts of the country except for areas close to military gatherings and strategic locations such as oil and energy stations, airports, seaports, and others. He is also entitled to own more than one apartment, house or land with a maximum area of ​​30 hectares.

Buying apartments in Turkey:

The Turkish government has simplified the process of buying real estate  for foreigners as much as possible, but there are still some differences between the procedures of Turks and foreign nationalities, namely:

Time frame

When a Turkish person buys real estate in Turkey , it takes two to three days to pay and sign the title deeds. As for foreigners, the process usually takes place within about five days due to the transfer of funds from overseas accounts.


After-sales service for real estate in Turkey:

When Turks buy a house, they prefer to complete as much of the process themselves, usually to save money and to know the system as well. Therefore, real estate agencies do not provide any service after handing over the title deed to Turkish citizens. As for foreigners, the situation is different, due to their lack of knowledge of the Turkish language, and their lack of experience or knowledge of how to conduct transactions after receiving the title deed. Therefore, their need for support and assistance from the real estate agent is necessary to complete their transactions through after-sales services for real estate in Turkey through their agent.


Stages of buying apartments in Turkey:

After fulfilling the buyer's wishes and obtaining his final approval to buy apartments in Turkey or real estate through a real estate company, the legal procedures are started directly as follows:

Obtaining a tax number for the buyer from the concerned tax department.

- Opening an account in a bank that has agreements with Middle Eastern banks.

- Signing the contract between the seller and the buyer at the company's office, and a lawyer can be appointed for those interested.

- The title deed paper of the property shall be attached to the initial contract , and it shall be in the name of the real estate owner in Turkey who signed the contract or his official representative, in addition to a copy of the project building license, two personal photos of the buyer, a translated and certified copy of the buyer’s Turkish passport, and a copy of the identity card of the real estate seller in Turkey Part of the value of the property is paid as a down payment to reserve the property.

- After that, we carry out the procedures that take an average of 30-60 days to register the apartment, because the documents are sent to the security services of the Turkish army to obtain security approval.

- After the issuance of the security approval, a summons is made to go to the Real Estate Ownership Department and complete the registration of the property duly" by the state employee and in the presence of a sworn translator to explain the terms of the contract.

- The title deed and the key are duly delivered in the presence of the real estate consultant, and the rest of the value of the property has been transferred or delivered in conjunction with the transfer of ownership of the property.


 In the case of buying a property in Turkey by installments , the buyer must, according to the initial purchase agreement, after booking the apartment, pay the first payment agreed upon with the construction company at the time specified in the contract, and often within two weeks from the date of signing the contract.

When paying the installment payments, the buyer must appear within a short period to receive the title deed and the apartment key.

In cases where an apartment is purchased in a residential complex or an ordinary building, and the complex or building had previously obtained military approval, the customer can receive the title deed directly upon paying the value of the apartment, or upon paying the last installment in the event of buying a property in Turkey by installments .


How to buy an apartment in Turkey?

There are many ways that you can follow to buy an apartment in Turkey, but one of the most popular of them is buying through dealing with a specialized and reliable real estate company or relying on websites. Below are more details about each of them:


Buying an apartment through a real estate company:

If you are thinking of buying an apartment in Turkey, you should definitely consider working with a specialized real estate company. There are many advantages to doing so, including:

  •  You will have access to a wide range of properties. Specialized firms tend to have a larger portfolio of properties than individual agents. This means that you will have a better chance of finding the perfect apartment for your needs. 
  •  You will benefit from the company's expertise. Buying an apartment is a complex process, and it helps to have experts on your side who can guide you through the process and answer any questions you may have. 
  • You will save time. Working with a real estate company can save you a lot of time and effort, as they will take care of all the paperwork and paperwork involved in buying an apartment.


Buying an apartment via the websites:

There are many websites that offer the opportunity to buy an apartment in Turkey, and the advantages of doing so through these websites are numerous. Among the most important are the following: 

  •  You can find a wide variety of apartments on these websites, giving you more choices and increasing your chances of finding the perfect apartment for you. 
  • Prices on these sites are often lower than those offered by real estate agents, so you can save money by buying an apartment through one of these sites. 
  • You can usually contact the apartment owner directly through the website, which makes communication easier and gives you more control over the buying process .


The best Turkish cities to buy apartments:

One of the basic steps that you must take into account when searching for apartments for sale in Turkey is the need to see the most important Turkish cities suitable for your goal, the most prominent of which are:

1- Buying an apartment in Istanbul:

Istanbul is a city with a rich history spanning more than two thousand years. It was the capital of three great empires and is now the cultural and financial center of Turkey. Istanbul is also one of the most populous cities in Europe, with over 15 million people in its metropolitan area. Istanbul apartments offer many advantages to buyers. Firstly, Istanbul is a very big city, so there are many different neighborhoods to choose from. Each neighborhood has its own unique character, and you can find an apartment to suit your lifestyle and budget. Secondly, Istanbul apartments are generally much cheaper than similar properties in other European cities. This is due to the low cost of living in Turkey and the fact that Istanbul has recently become a popular destination for foreign buyers. Finally, Istanbul apartments offer excellent rental potential. The city's large population and thriving economy make it an ideal place to invest in rental properties.


2- Buying an apartment in Antalya:

There are many reasons to buy an apartment in Antalya. The city is a popular tourist destination and offers a great lifestyle for the residents. One of the city's biggest attractions is the climate - it's sunny and warm all year round, making it ideal for those who love the outdoors.

 There are also plenty of things to do in Antalya, from exploring ancient ruins to enjoying the nightlife. Of course, there are many distinct beaches.

 Another advantage of buying an apartment in Antalya is that the prices are very reasonable. Whether you're looking for a studio or a three-bedroom apartment, you should be able to find something within your budget.


3- Buying an apartment in Ankara:

Ankara is the capital of Turkey and one of the most populous cities in the country. It is also one of the most popular tourist destinations in Turkey. It is a beautiful city and has a lot to offer its visitors. Among the advantages of buying an apartment in Ankara are the following: 

  •  The city has a rich history and culture. There are many historical sites to visit, such as the Museum of Anatolian Civilizations, which is home to artifacts from the Bronze Age. 
  • Ankara is a very livable city. It has a low cost of living, good public transportation, and a variety of housing options. 
  •  The city is located in a strategic location. It is close to both Europe and Asia, making it an ideal base for exploring both regions .


4- Buying an apartment in Bursa:

Bursa is one of the most beautiful and greenest cities in Turkey. It is also a very popular tourist destination. The city has much to offer its visitors, including a variety of activities, attractions and facilities. One of the advantages of buying an apartment in Bursa is that you will be able to enjoy all that the city has to offer.

 There are many apartments for sale in Bursa, ranging from simple studio apartments to luxury penthouses. Another advantage of buying an apartment in Bursa is that you will be able to take advantage of the city's excellent transportation infrastructure. The city has an extensive network of buses, trains and taxis, which facilitates transportation .


5- Buying an apartment in Trabzon:

Among the advantages of buying an apartment in Trabzon Turkey are the following: 

  •  The city offers a great quality of life with its stunning scenery, friendly people and Black Sea atmosphere.
  • Trabzon is a very safe city. The crime rate is very low. 
  •  The city has a strong economy and is growing rapidly. This makes it a good investment opportunity. 
  • Trabzon has a relatively low cost of living. This makes it an affordable place to live. 
  • There is a lot to do in Trabzon. The city has many parks, museums, and historical sites.


Ways to buy real estate in Turkey:

Turkish laws are very flexible, and this made it a destination for many people, investors, and those interested in the field of Turkish real estate, as it did not differentiate between a Turk and a foreigner, but made equality between them, in contrast to the case in European countries that set many borders and difficulties for foreigners.

Through the following paragraphs, you can see the most popular methods that you can follow when buying an apartment in Turkey:


Buying an apartment in Turkey in installments:

You can buy an apartment in Turkey without having to pay the full amount in advance. This is because construction companies offer flexible payment plans that allow you to spread the purchase cost over a long period of time. 

 Buying an apartment by installments also means that you will not have to take out a large loan from a bank to finance the purchase. 

- If you plan to live in the property yourself, buying an apartment in installments can help you improve your monthly expenditure budget.

 - If you plan to rent out the property, you will be able to start generating rental income right away, rather than having to wait until the property is paid off in full .


Buying an apartment under construction in Turkey:

When you buy an apartment in Turkey that is still under construction, you can often get a better price than if you waited until the property was completed. This is because construction companies usually offer a discount for early buyers.

Another advantage of buying an apartment in Turkey that is still under construction is that you can often choose the exact apartment you want. For example, you may be able to choose an apartment with a better view or an apartment closer to amenities.

One of the important information about this type of real estate in Turkey is that its prices rise in large proportions after its completion, and the increase may reach 70% sometimes, and this confirms that it is a profitable and distinctive investment opportunity.


The best time to search for apartments for sale in Turkey:

Opinions differed about the best time to buy real estate in Turkey , the most important of which are:

The best time to look for apartments for sale in Turkey is during the summer months. This is the time when most people are looking to buy real estate, so there will be more options and better prices. The weather is also nicer during the summer, making it easier to see the properties and take many field trips.

Another good time to look for apartments for sale in Turkey is during the winter months. This is when prices are at their lowest and there are fewer buyers in the market .


Search for different types of real estate in Turkey:

The real estate market in Turkey has been classified as one of the most crowded markets with options and diversities that attract many investors and those interested in real estate ownership to preserve capital, but the question here is whether all types of real estate are suitable? And what's the best? What are the advantages of each?

Below we will quickly review the most important types of apartments in Turkey, highlighting some of their features and aspects:


1- Regular apartments:

Here are some of the advantages of buying regular apartments in Turkey:

  •  You can get a standard apartment cheaper than a luxury one. 
  •  There are more standard apartments available in Turkey, so you have more choices. 
  •  Ordinary apartments tend to be in better areas than luxury ones, as they are built in the center of the city, in contrast to apartment complexes that are built in areas that are relatively far from the center. 
  •  Ordinary apartments are easier to sell than luxury apartments, as they are in high demand.


If you are thinking of buying an apartment in Turkey, there are many things to consider. First and foremost, your decision should be based on your needs and preferences. Do you want a furnished or unfurnished apartment? Do you need a long term or short term rental? What is your budget?


2- Studio apartments:

The advantages of buying studio apartments in Turkey are many. Firstly, the prices of these properties are very reasonable when compared to similar properties in other countries. Secondly, the Turkish government offers a number of incentives to buyers of these types of properties, which makes them a target for many. Finally, there is a great deal of flexibility when it comes to ownership of studio apartments in Turkey .


3- Apartment in a residential complex:

The main advantage of living in an apartment complex is security. The on-site security staff will provide you with 24/7 monitoring, so you can be sure that your property is safe. Another advantage is the social life that can be enjoyed in the complex. Where you will be able to meet new people and make friends. In addition, many complexes have special areas for children, so that your children can play and make new friends as well. And last but not least, most apartment complexes in Turkey have a swimming pool, gym, and other amenities that you can use for free or for a small fee. In this way, you will be able to enjoy your life without leaving the compound .


4- Penthouse apartments:

Penthouses are among the most luxurious properties you can buy. And when we talk about penthouses, people usually think of New York City or London. But what if you knew that you can get a penthouse in Istanbul for a relatively reasonable price.


5- Duplex apartments:

There are many advantages to buying duplexes in Turkey. One of the advantages is that you can generate rental income from your property. In addition, duplexes in Turkey provide a great way to invest in real estate without having to spend a lot of money.

 To invest in Turkish duplexes is that they offer a great way to get started in the Turkish real estate market. If you are looking for an affordable way to get started in the market, buying a duplex is a great option. Duplexes in Turkey are also a great option for those who want to live in one unit and rent out the other. 


6 - Triplex apartments:

The biggest advantage of buying a triplex apartment is that it offers a great investment opportunity as the prices are relatively low compared to other countries. Another advantage of investing in a triplex apartment is that it offers a high rental income.

 The average rental yield for a triplex apartment in Istanbul is around 7%. This means that you can earn a good return on your investment if you decide to rent out your property. If you are looking for a property that offers great capital value and high rental returns, investing in a triplex apartment in Turkey is the right choice for you.


When do I get a tapu (title deed)?

The title deed is given to the owner after paying the total amount of the apartment agreed upon in the contract, and in the case of buying a property in Turkey by installments , you get it after the last payment. There are some companies that deliver the title deed after the initial payment, but the deed is included as a mortgage until all payments are paid.


Now you can start searching for a property in Turkey while you are aware of what awaits you, and you can communicate with a real estate company team and benefit from the free consultations provided by the company's real estate consultants, which may save you a lot of time and money at the same time.


Related articles:

Real estate investment steps in Turkey.

9 important steps to buy a property in Turkey.

Guide to buying a property in Turkey.

Turkey is one of the 5 largest economies.

Will real estate prices rise in Turkey 2022? 

Apartment prices in Turkey 2022.

What nationalities can own a property in Turkey? 

Real estate residence in Turkey.

Learn about the Turkish passport arrangement for the year 2022.

What are the new amendments to the Turkish Nationality Law 2022?

Golden tips for beginners in real estate investment.


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